{"id":131227,"date":"2024-09-16T09:02:00","date_gmt":"2024-09-16T13:02:00","guid":{"rendered":"http:\/\/kendallharmon.net\/?p=131227"},"modified":"2024-09-16T18:17:47","modified_gmt":"2024-09-16T22:17:47","slug":"rns-how-a-perfect-storm-sent-church-insurance-rates-skyrocketing","status":"publish","type":"post","link":"https:\/\/kendallharmon.net\/?p=131227","title":{"rendered":"(RNS) How a perfect storm sent church insurance rates skyrocketing"},"content":{"rendered":"\n<p>The Rev. John Parks was taking his first sabbatical in 40 years of ministry when he got a call from his church\u2019s accountant with some bad news.<\/p>\n\n\n\n<p>Church Mutual, the church\u2019s insurance company, had dropped them.<\/p>\n\n\n\n<p>&#8220;This does not make sense,&#8221; Parks, the pastor of Ashford Community Church in Houston, recalls thinking at the time. &#8220;We\u2019ve never filed a claim.&#8221;<\/p>\n\n\n\n<p>Five months and 13 insurance companies later, the church finally found replacement coverage for $80,000 per year, up from the $23,000 they had been paying.<\/p>\n\n\n\n<p>&#8220;It\u2019s been an adventure,&#8221; said the 69-year-old Parks from his home in Houston, where the power was out after Hurricane Beryl. &#8220;That\u2019s putting it politely.&#8221;<\/p>\n\n\n\n<p>Parks and his congregation are not alone. An ongoing wave of disasters \u2014 Gulf Coast hurricanes, wildfires in California, severe thunderstorms and flooding in the Midwest \u2014 along with skyrocketing construction costs post-COVID have left the insurance industry reeling.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ncronline.org\/earthbeat\/politics\/how-perfect-storm-sent-church-insurance-rates-skyrocketing\">Read it all<\/a>.<\/p><blockquote class=\"twitter-tweet\"><p lang=\"en\" dir=\"ltr\">The same factors that have caused a crisis in the homeowner&#39;s insurance market are also affecting churches, who have to choose between paying for insurance or running programs.<a href=\"https:\/\/t.co\/EZuQfur4d8\">https:\/\/t.co\/EZuQfur4d8<\/a><\/p>&mdash; RNS (@RNS) <a href=\"https:\/\/twitter.com\/RNS\/status\/1811158458852405314?ref_src=twsrc%5Etfw\">July 10, 2024<\/a><\/blockquote> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n","protected":false},"excerpt":{"rendered":"<p>The Rev. John Parks was taking his first sabbatical in 40 years of ministry when he got a call from his church\u2019s accountant with some bad news. Church Mutual, the church\u2019s insurance company, had dropped them. &#8220;This does not make<span class=\"ellipsis\">&hellip;<\/span><\/p>\n<div class=\"read-more\"><a href=\"https:\/\/kendallharmon.net\/?p=131227\">Read more &#8250;<\/a><\/div>\n<p><!-- end of .read-more --><\/p>\n","protected":false},"author":794,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,184,108,441],"tags":[],"class_list":["post-131227","post","type-post","status-publish","format-standard","hentry","category-economics-politics","category-parish-ministry","category-religion-culture","category-stewardship"],"_links":{"self":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts\/131227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/users\/794"}],"replies":[{"embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=131227"}],"version-history":[{"count":3,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts\/131227\/revisions"}],"predecessor-version":[{"id":131231,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts\/131227\/revisions\/131231"}],"wp:attachment":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=131227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=131227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=131227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}