{"id":13292,"date":"2009-06-12T01:40:53","date_gmt":"2009-06-12T01:40:53","guid":{"rendered":"http:\/\/127.0.0.1\/site\/2017\/2\/1985\/npr_homeowners_find_mortgage_program_not_so_easy\/"},"modified":"2009-06-12T01:40:53","modified_gmt":"2009-06-12T01:40:53","slug":"npr_homeowners_find_mortgage_program_not_so_easy","status":"publish","type":"post","link":"https:\/\/kendallharmon.net\/?p=13292","title":{"rendered":"NPR: Homeowners Find Mortgage Program Not So Easy"},"content":{"rendered":"<p>Jeff Nielsen called the couple&#8217;s lender, Wells Fargo, and said he&#8217;d like to apply for a home loan modification.<\/p>\n<p>&#8220;The bank didn&#8217;t quite know what to do with that,&#8221; he says. He remembers them telling him, &#8220;We don&#8217;t know anything more than you know. Just send in all kinds of documents and we&#8217;ll get to it as soon as we get the details from corporate.&#8221;<\/p>\n<p>The Nielsens tried to guess what kinds of documents Wells Fargo might want and sent them in. Two months passed with no response, aside from a form letter saying the lender received the application. Jeff Nielsen began calling the bank twice a week. After another month, he heard that his file was on someone&#8217;s desk, but no one could tell him who that person was or whether anyone had looked at his file.<\/p>\n<p>&#8220;Do you remember that scene in Kill Bill where Uma Thurman is trying to fight Lucy Liu,&#8221; he says, &#8220;but Lucy Liu has all these henchmen, so she has to fight all the henchmen and then Lucy Liu has like 50 more henchmen? But I feel that instead of being this samurai warrior, I&#8217;m like Jonathan Lipnicki with all these henchmen. So I have no chance to get to Lucy Liu.&#8221;<\/p>\n<p><a href=\"http:\/\/www.npr.org\/templates\/story\/story.php?storyId=105168775\">Read or listen to it all, a great examiniation of a government program from the inside<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jeff Nielsen called the couple&#8217;s lender, Wells Fargo, and said he&#8217;d like to apply for a home loan modification. &#8220;The bank didn&#8217;t quite know what to do with that,&#8221; he says. He remembers them telling him, &#8220;We don&#8217;t know anything<span class=\"ellipsis\">&hellip;<\/span><\/p>\n<div class=\"read-more\"><a href=\"https:\/\/kendallharmon.net\/?p=13292\">Read more &#8250;<\/a><\/div>\n<p><!-- end of .read-more --><\/p>\n","protected":false},"author":794,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,582,149,600,586,585],"tags":[],"class_list":["post-13292","post","type-post","status-publish","format-standard","hentry","category-economics-politics","category-consumerconsumer-spending","category-economy","category-housingreal-estate-market","category-the-2009-obama-administration-housing-amelioration-plan","category-the-banking-systemsector"],"_links":{"self":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts\/13292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/users\/794"}],"replies":[{"embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13292"}],"version-history":[{"count":0,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=\/wp\/v2\/posts\/13292\/revisions"}],"wp:attachment":[{"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kendallharmon.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}