Tomorrow, a bank\u201d\u201dnot your bank, but any bank\u201d\u201dcould evict you from your home. Even if you didn\u2019t know the bank was foreclosing. Even if your mortgage is paid off. Even if you never had a mortgage to begin with. Even if the bank doesn\u2019t hold a single piece of paper that you signed. And major banks not only know this fact, but have spent millions of dollars to defend it in court. Why? The answer starts with a Jacksonville homeowner named Patrick Jeffs.<\/p>\n
In 2007, Deutsche Bank sued Jeffs for his home, which is a necessary step in the process of foreclosing on a homeowner in the state of Florida. Curiously, despite the fact that he immediately hired a law firm to defend his property when he found out about the foreclosure, neither Jeffs nor his attorneys were at the trial. That\u2019s because it had already happened. Deutsche won by default because Jeffs wasn\u2019t able to travel backwards in time to attend, even though the trial featured a signed affidavit indicating that he had been served his court summons.<\/p>\n
The only problem with the summons Jeffs supposedly received was that it had been conjured out of thin air.<\/p>\n