A study by the Schwartz Center for Economic Policy Analysis finds that about 40% of middle-class Americans will live close to or in poverty in retirement

• Two in five – or 40% – of older workers and their spouses will be downwardly mobile in retirement.

• If workers ages 50-60 retire at age 62, 8.5 million people are projected to fall below twice the Federal Poverty Level, with retirement incomes below $23,340 for singles and $31,260 for couples.

• 2.6 million of 8.5 downwardly mobile workers and their spouses will have incomes below the poverty level – $11,670 for an individual and $15,730 for a two-person household….

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Posted in * Culture-Watch, Aging / the Elderly, America/U.S.A., Personal Finance & Investing, Poverty