If realized, the larger move to marketplace coverage would shift more of the cost and responsibility for employee health insurance to workers themselves.
“Once a few notable companies start to depart form their traditional approach to health care benefits, it’s likely that a substantial number of firms could quickly follow suit,” the report noted. “The result would be a dramatic departure from the legacy employer/employee payroll deduction benefit provision relationship, and could quickly be the modern day equivalent of companies moving from defined benefit pension plans to defined contribution programs.”