(Seattle Times) Banking on faith: Cost-sharing ministries offer Obamacare alternative

When Melissa Mira suffered sudden heart failure at the end of her second pregnancy last year, she worried first about her health and her baby ”” then about the more than $200,000 in medical bills that began rolling in.

“Your world is just crashing down around you and you wonder: ”˜How is this going to be covered?’”‰” recalled Mira, 30, who spent more than a month away from her Tacoma home, hospitalized at the University of Washington Medical Center.

For Mira and her family, the answer came not through traditional health insurance, but through faith that fellow Christians would step forward to pay the bills.

The Miras ”” including daughter Jael, 4, and baby Sienna Rain, now a healthy 9-month-old ”” are among the growing numbers of people looking to “health care-sharing ministries” across the U.S.

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