Category : Charities/Non-Profit Organizations

Gaming Law hits South Carolina Charities Hard

Local charities are hurting since some quit holding raffles over legal concerns, according to testimony at a public hearing on the state’s gaming laws Thursday evening in North Charleston.

It was the first of several hearings around the state by a subcommittee appointed by Sen. Glenn McConnell, R-Charleston. The senators are drafting a bill that would call for a referendum next year to let voters decide on a constitutional amendment declaring charitable raffles legal. They’re drafting another bill to allow poker in homes.

As it is, state law written a century ago says all games of chance are illegal. Many charities quit holding raffles after a 2006 raid on a game of Texas Hold ’em at a Mount Pleasant home.

Read it all front the local paper on the front page of the local section.

Posted in * Culture-Watch, * Economics, Politics, * South Carolina, Charities/Non-Profit Organizations, Economy, Ethics / Moral Theology, Gambling, History, Law & Legal Issues, Religion & Culture, Theology

Bishop Nazir-Ali warns of aid naivety in regard to Pakistan

A senior Christian leader has warned much of the aid flowing into Pakistan to help deal with massive flooding may never be used for relief.

Retired Anglican bishop Michael Nazir-Ali, a Pakistani national who has spent much of his life in Britain, is visiting Australia to discuss issues around Islam and its growth in the West.

“The misery that the (Pakistani) people are in has been caused, to some extent, by corruption and incompetence,” Bishop Nazir-Ali told reporters in Canberra on Monday.

Read it all.

Posted in * Anglican - Episcopal, * Culture-Watch, * International News & Commentary, Anglican Provinces, Asia, Charities/Non-Profit Organizations, Church of England (CoE), CoE Bishops, Pakistan, Poverty, Religion & Culture

Charity report: U.S. ties for fifth in global giving

The U.S. tied with Switzerland for fifth place in a “world giving index” by the British-based Charities Aid Foundation that measured charitable behavior across the globe.

The ranking in the “World Giving Index 2010” was based on the U.S.’s showing in three categories””60 percent of Americans gave to an organization; 39 percent volunteered for a group; and 65 percent were willing to aid a stranger.

Read it all.

Posted in * Christian Life / Church Life, * Culture-Watch, * International News & Commentary, America/U.S.A., Charities/Non-Profit Organizations, Globalization, Parish Ministry, Poverty, Religion & Culture, Stewardship

Christian Today–Hurricane Katrina survivors praise help of faith groups five years on

Five years after Hurricanes Katrina devastated New Orleans and the Gulf Coast, survivors and those working on their behalf say work is far from finished.

Church World Service says that what progress has been made is in great part due to the support, funding and labour of the US faith community and of humanitarian agencies.

“If it weren’t for the volunteers and agencies who assisted me, I don’t know where I would be,” said Gloria Mouton, 62, whose home in New Orleans East was among those repaired by volunteers from across the US during the 2009 CWS Neighborhood New Orleans ecumenical project.

Read it all.

Posted in * Christian Life / Church Life, * Culture-Watch, Charities/Non-Profit Organizations, Hurricane Katrina, Parish Ministry, Pastoral Care, Poverty, Religion & Culture

Terrific Story about Helping the Homeless in Miami

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Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, City Government, Corporations/Corporate Life, Economy, Labor/Labor Unions/Labor Market, Politics in General, Poverty

BBC–Catholic charity's appeal over gay adoption fails

A Roman Catholic adoption charity’s appeal to be allowed to discriminate against gay people wanting it to place children with them has been rejected.

Catholic Care wanted exemption from new anti-discrimination laws so it could limit services provided to homosexual couples on religious grounds.

The Charity Commission said gay people were suitable parents and religious views did not justify discrimination.

The Leeds-based charity said it was “very disappointed”.

Read it all.

Posted in * Culture-Watch, * International News & Commentary, * Religion News & Commentary, --Civil Unions & Partnerships, Charities/Non-Profit Organizations, Children, England / UK, Law & Legal Issues, Marriage & Family, Other Churches, Religion & Culture, Roman Catholic, Sexuality

RNS: Atheist group to raise funds for religious charity

An atheist foundation that seeks to foster charitable giving among nonbelievers is encouraging members to donate to a religious charity — and the move is stirring mixed feelings among members.

Foundation Beyond Belief, a nonprofit headquartered in Georgia, has designated London-based Quaker Peace & Social Witness as one of 10 charities its members will support this quarter.

“Reactions in the nontheist community have ranged from applause to gasps of dismay,” said secular humanist Dale McGowan, executive director of the foundation, in a statement.

Read it all.

Posted in * Culture-Watch, * Religion News & Commentary, Atheism, Charities/Non-Profit Organizations, Other Faiths, Religion & Culture

Time Magazine: Sandwich Philanthropy

Customers who walk into the Saint Louis Bread Co. in Clayton, Mo., often stop, glance up at a sign and gape. Too many choices? Hardly. “We encourage those with the means to leave the requested amount or more if you’re able,” the sign reads. “And we encourage those with a real need to take a discount.” Huh? I’m about to buy lunch at a fairly upscale sandwich joint, and I can name my own price?

Two greeters are available to confirm my suspicions: at this establishment, you can pay what you want….

Read it all (you need a subscription to do so).

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Corporations/Corporate Life, Economy, Poverty

Nonprofits Find Social Media Present New Challenges

Charities are always looking for new ways to raise funds, and for some, reaching out electronically with social media tools like Twitter and Facebook is a perfect match.

For example, the American Red Cross’ successful text-messaging campaign raised tens of millions of dollars for Haiti. It spurred charities’ interest in the use of social media, but nonprofits are finding that some of these new fundraising methods need to be handled with care.

Northern Virginia Family Service, a relatively small nonprofit in Virginia that helps needy families, participated in a new Pepsi Refresh contest, hoping to receive some of the $20 million Pepsi is giving away this year to nonprofits and individuals that win the most votes online for their charitable proposals.

The group wanted to win $50,000 so it could buy a much-needed walk-in freezer and refrigerator for its food pantry. It has used Facebook and Twitter as well as an updated Web site and a YouTube video to win support.

Read or listen to it all.

Posted in * Culture-Watch, --Social Networking, Blogging & the Internet, Charities/Non-Profit Organizations

Atheists’ Collection Plate, With Religious Inspiration

Four or five Sundays in 2005, his own atheism notwithstanding, Dale McGowan took his family into the neo-Gothic grandeur of St. Mark’s Episcopal Cathedral in Minneapolis on a kind of skeptic’s field trip.

Mr. McGowan went because he wanted his three young children to have “religious literacy.” He went because his mother-in-law, Barbara Maples, belonged to the congregation. He went because, as a college professor with a fondness for weekend sweatpants, church gave him the rare chance to wear the ties she invariably gave him for his birthday.

Something else began to strike Mr. McGowan on those visits. He listened to the vicar preach about ministering to the poor, and he learned that the cathedral helped to sponsor a weekly dinner for the homeless. Most importantly, he watched as the collection plate moved through the pews and as his mother-in-law, who volunteered at those dinners, dropped in her offering.

All those details added up to a nonbeliever’s revelation. The theology and the voluntarism and the philanthropy, Mr. McGowan came to realize, were part of a greater whole, a commitment to charity as part of religious practice. And on that practice, this atheist felt lacking. To put it in church slang, he was convicted.

Rather than adopt faith, however, Mr. McGowan set out to emulate it, or at least its culture of giving. He set out to, in effect, create the atheist’s collection plate….

Read it all

Posted in * Anglican - Episcopal, * Culture-Watch, * Religion News & Commentary, Atheism, Charities/Non-Profit Organizations, Episcopal Church (TEC), Other Faiths, Poverty, TEC Parishes

Salvation Army Reports Record Donations Despite Sour Economy

Nickels, dimes and quarters added up quickly last Christmas despite the economic slump as Americans donated a record $139 million to the Salvation Army’s Red Kettle campaign.

“America is an incredibly generous nation and philanthropy is alive and well, despite the current economic conditions impacting so many,” said Commissioner Israel L. Gaither, national commander of the Salvation Army.

“We are grateful for every donor, volunteer and corporate partner for supporting the Salvation Army’s mission by giving more than ever during a time when some have so little to give.”

Read it all.

Posted in * Christian Life / Church Life, * Culture-Watch, Charities/Non-Profit Organizations, Parish Ministry, Poverty, Religion & Culture, Stewardship

Same-sex marriage leads Catholic Charities to adjust benefits

Employees at Catholic Charities were told Monday that the social services organization is changing its health coverage to avoid offering benefits to same-sex partners of its workers — the latest fallout from a bitter debate between District officials trying to legalize same-sex marriage and the Catholic Archdiocese of Washington.

Starting Tuesday, Catholic Charities will not offer benefits to spouses of new employees or to spouses of current employees who are not already enrolled in the plan. A letter describing the change in health benefits was e-mailed to employees Monday, two days before same-sex marriage will become legal in the District.

“We looked at all the options and implications,” said the charity’s president, Edward J. Orzechowski. “This allows us to continue providing services, comply with the city’s new requirements and remain faithful to the church’s teaching.”

Read it all.

Posted in * Culture-Watch, * Religion News & Commentary, --Civil Unions & Partnerships, Charities/Non-Profit Organizations, Church/State Matters, Ethics / Moral Theology, Law & Legal Issues, Marriage & Family, Other Churches, Religion & Culture, Roman Catholic, Sexuality, Theology

Once Homeless a Chef Now Saves Lives

Check it out.

Watch for the answer to the question “what’s the greatest compliment you can receive?”

Posted in * Culture-Watch, Charities/Non-Profit Organizations, Dieting/Food/Nutrition, Poverty

Lowcountry S.C. Charities see demand hit record levels as those who once gave now seek help

“The tenor of the calls has changed,” said Barry Waldman, vice president of communications for Trident United Way. “Two years ago, it was all people who were chronically poor and didn’t know how to go about getting help. And now we get calls from people who had a job, are desperate to get work again and can’t believe they are in this situation.”

Waldman said it has become a conundrum for nonprofits across the Lowcountry and the nation: The need for their services is reaching record levels while many of the people who once donated to these charities are unable to do so and now need help themselves.

With the state’s unemployment rate over 12 percent, more people are struggling to make the rent, pay their utilities and even buy groceries. The Lowcountry Food Bank, which distributes food to many other charitable organizations, has sent out 40 percent more food than it did last year.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, * South Carolina, Charities/Non-Profit Organizations, Economy, Labor/Labor Unions/Labor Market, Poverty, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--

Volunteer networker William Oppenheim Wins Rhodes Scholarship

[William] Oppenheim founded Omprakash Foundation, an online database of volunteer opportunities that, unlike many others, is completely free and education-driven. He is not selling volunteer trips, he is connecting volunteers and donors with opportunities.

“There are all these companies where you will pay them $5,000 and they will sell you this trip,” he said. “This passion has just grown from my interest in education around the world.”

So far, there are more than 100 educational partners in 26 counties. For instance, his foundation connected a journalism club at a private school in California with a journalism program at a girls’ school in Kenya.

He sounds like quite a guy–congratulations to him. Read it all and there is much more there.

Posted in * Culture-Watch, Charities/Non-Profit Organizations, Education, Young Adults

Glenn Close Works Hard to reach out to and Support the Mentally Ill

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I served my CPE internship in a VA hospital where the two wards I was to help care for had many mentally ill people on them. My supervisor said, early on in the program, “Kendall, the mentally ill are the lepers of modern day society.” It rings ever more true the more distance I get from the remark. During that summer you cannot imagine how FEW of the patients on these wards who struggled with this kind of sickness were visited by their family members. Watch it all–and note particularly her response when she is asked about how she sees her sister–KSH.

Posted in * Christian Life / Church Life, * Culture-Watch, Charities/Non-Profit Organizations, Health & Medicine, Mental Illness, Movies & Television, Parish Ministry, Psychology

Archbishop Charles J. Chaput reflects on Catholic charities in the United States

We need to rededicate ourselves to the work of Christian charity and the Catholic soul of our insti­tutions. Charity is a duty for the whole believing community. But it is also an obligation and privilege for every individual member of the Church, flowing from our personal encounter with the mercy of Jesus Christ.

Government cannot love. It has no soul and no heart. The greatest danger of the modern secularist state is this: In the name of humanity, under the banner of serving human needs and easing human suffering, it ultimately, ironically””and too often tragically”” lacks humanity. As Benedict foresees in his encyclical, Deus Caritas Est:

The state which would provide everything, absorbing everything into itself, would ultimately become a mere bureaucracy incapable of guaranteeing the very thing which the suffering person””every person””needs: namely, loving personal concern. We do not need a state that regulates and controls everything, but a state that, in accordance with the principle of subsidiarity, generously acknowledges and supports initiatives arising from the different social forces and combines spontaneity with closeness to those in need. The Church is one of those living forces: She is alive with the love enkindled by the Spirit of Christ. This love does not simply offer people material help, but refreshment and care for their souls, something that often is even more necessary than material support.

In the face of modern critics who would crowd out the Church’s ministry of love, American Catholics must reclaim the vision Benedict speaks of here. We need to insist on the guarantees promised by the founders at the beginning of the American proposition: autonomy and noninterference from civil authorities.

But a more important task also remains. Catholics must come to a new zeal for that proposition, a new faithfulness to their own Catholic identity as they live their citizenship, and a new dedication to renewing the great public philosophy implicit in America’s founding documents.

Read it carefully and read it all.

Posted in * Culture-Watch, * Economics, Politics, * Religion News & Commentary, Charities/Non-Profit Organizations, Church/State Matters, Economy, Law & Legal Issues, Other Churches, Politics in General, Religion & Culture, Roman Catholic, The U.S. Government

A Great Piece About Dentists and Their Coworkers Changing Children's Lives

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Watch it all.

Posted in * Culture-Watch, Charities/Non-Profit Organizations, Children, Health & Medicine

Giving back during a recession

It’s unusual to hear about any new business owner who feels that giving back is an integral part of the business plan.

Imagine how rare that trait is for a business that started the exact moment as the current recession. Chris Rutledge, the young owner of Red Line Painting had a plan when he started out and despite news reports that sent others to stockpile, he kept his hands open.

He stuck to his plan and faced down the economic tsunami that took out much older corporate giants and kept taking it one day at a time. It’s all working out, slowly but surely.

This is wonderful–read it all.

Posted in * Christian Life / Church Life, * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Corporations/Corporate Life, Economy, Parish Ministry, Stewardship

Nonprofits Paying Price for Gamble on Finances

Homeowners and businesses were not alone in taking on piles of debt over the last decade. Nonprofits of all sizes did the same, and now they, too, are paying the price.

Far from being conservative stewards of their assets, many nonprofits engaged in what some experts call risky financial behavior. “They did auction-rate securities, interest-rate arbitrage, complex swaps ”” which backfired on them the same way it would backfire on any hedge fund or asset manager,” said Clara Miller, chief executive of the Nonprofit Finance Fund, which has experienced a huge increase in organizations turning to it for assistance with soured bonds. “Organizations got to be all fancy-pants with their financial management.”

Those struggling now include the full range of nonprofits, including museums, colleges, orchestras and small local social service providers.

For example, Brandeis University, with $208 million in tax-exempt bonds outstanding, plans to close its art museum and sell off the collection to raise money. The Orange County Performing Arts Center, with $265 million in bonds, has laid off staff members. Copia, a culinary center in Napa, Calif., went bankrupt in December with $78 million in bond-related debt that its lawyer blames for its failure.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Credit Markets, Economy, Stock Market, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--

David Sanders: The Great Philanthropy Takeover

With all of the talk in recent months from activist groups like Greenlining and the National Committee for Responsive Philanthropy about how charitable foundations need to devote more of their resources to urban areas and racial minorities, observers may have forgotten how much of American poverty is white and rural.

Earlier this month, the Council on Foundations, a national association for philanthropic organizations, attempted to chart a progressive course aimed at combating problems facing rural America. It hosted a three-day conference at Bill Clinton’s Presidential Library, which sits only a short distance from the Mississippi River Delta, home to some of the country’s most abject poverty.

According to a new report from The Bridgespan Group, which analyzed grant-making in 2006 by the top 1,000 foundations, grants to rural America accounted for only 6.8% of overall giving even though 17% of the nation’s population is rural and 28% of that rural population lives in poverty. A 2003 analysis of poverty by U.S. Department of Agriculture revealed that of the 14.2% rural Americans who lived in poverty, 11.3% were white, 30.5% were black, 25.4% were Hispanic and 19.5% were classified as belonging some other ethnic group. With respect to corporate gifts, only 1.4% of the 11,000 grants made by 124 Fortune 500 companies in 2000 went to rural organizations.

Read the whole article.

Posted in * Culture-Watch, Charities/Non-Profit Organizations, Poverty

Charitable Donations Fell in 2008, Report Finds

Charitable giving in the United States fell by 2 percent last year, the largest year-over-year drop and only the second decline since the Giving USA Foundation began tracking American philanthropy 53 years ago, according to a report being released today.

Individual donations dropped by about 2.7 percent from 2007 to last year, corporate giving fell by about 4.5 percent and foundation contributions grew by about 3 percent, according to the report.

Nationwide, recipients collected about $307.7 billion last year, down from the record of about $314.1 billion in 2007, according to the report, which was done for the foundation by the Center on Philanthropy at Indiana University. The only other annual decrease since the report was first published in 1956 occurred during the 1987 recession, when giving declined by 1.3 percent.

Read the whole article.

Posted in * Christian Life / Church Life, * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, Parish Ministry, Stewardship

An 11 year old who raised over 40,000 dollars in order to give away over 55,000 pounds of Food

Watch it all-makes the heart glad.

Posted in * Culture-Watch, Charities/Non-Profit Organizations, Children, Dieting/Food/Nutrition, Poverty

Time Magazine–Nonprofit Squeeze: Donations Down, Volunteers Up

For the past few years, Carl Anglesea gave about $400 each year to charity. But he lost his job as a software developer in August, and since then Anglesea, 54, of Chuluota, Fla., hasn’t given a dime. What he has done, though, is triple his hours as a volunteer AARP tax counselor helping people fill out tax forms. “I’d like to give cash, but I can’t,” he says. “So I’m committing to more hours as a substitute.”

This is a trade that works well for Anglesea and many like him. After all, time is money, and community-minded individuals may be happy to give whichever of the two they are better able to spare. But the time-money swap, which is washing over the charity world like a tidal wave during this recession, poses stiff challenges for nonprofits. They can’t pay the rent with volunteer hours. One in two nonprofits says its funding has fallen, according to “The Quiet Crisis,” a new report by Civic Enterprises, a social-issues think tank. When the economy was this rotten in the early 1970s, charitable giving fell more than 9%, adjusted for inflation. Experts believe something like that will occur in this recession too.

The projected budget shortfalls come at a time when nonprofits’ services are most in demand. Last year the United Way saw a 68% increase nationally in the number of calls for basic needs, according to “The Quiet Crisis.” The state of Arizona reported a doubling in the number of people who sought social services last year, and 70% of the nonprofits in Michigan reported an increased demand for services.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--

Martin Feldstein: A Deduction From Charity

President Obama’s proposal to limit the tax deductibility of charitable contributions would effectively transfer more than $7 billion a year from the nation’s charitable institutions to the federal government. But the high-income taxpayers affected by the rule change are likely to cut their charitable giving by as much as the increase in their tax bills, which would, ironically, leave their remaining income and personal consumption unchanged.

In effect, the change would be a tax on the charities, reducing their receipts by a dollar for every dollar of extra revenue the government collects. It is hard to imagine a rationale for taxing schools, hospitals, medical research budgets and arts organizations in this way. I suspect that the administration officials who drafted this proposal did not understand that it would have this perverse effect.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, Office of the President, Politics in General, President Barack Obama, Taxes, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--, The Fiscal Stimulus Package of 2009, The U.S. Government

RNS: Will Obama tax plan hurt religious groups?

President Obama’s proposed 2010 federal budget contains a 7% cut in charitable tax deductions for the nation’s wealthiest taxpayers. Some religious groups are asking how that will affect their bottom line.

The answer: it depends who you ask.

Here’s what it means in real terms for the 5% of Americans whose household income exceeds $250,000 a year. Those families can currently save $350 in taxes for every $1,000 donated to charity; under Obama’s plan, that amount would drop to $280 per $1,000 donation.

“By doing this, you raise the cost of giving” said Roberton Williams, a senior fellow at The Tax Policy Center, a liberal Washington think tank.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, Law & Legal Issues, Office of the President, Politics in General, President Barack Obama, Religion & Culture, Taxes

A WSJ Editorial: The Charity Revolt

Among those shocked by President Obama’s 2010 budget, the most surprising are the true-blue liberals who run most of America’s nonprofits, universities and charities. How dare he limit tax deductions for charitable giving! They’re afraid they’ll get fewer donations, but they should be more concerned that Mr. Obama’s policies will shove them aside in favor of the New Charity State.

What did these nonprofit liberals expect, anyway? Mr. Obama is proposing a vast expansion of the entitlement state, and he has to find some way to pay for it. So logically enough, one of his ideas for funding public welfare is to reduce the tax benefit for private charity. His budget proposes to raise the top personal income tax rate to 39.6% in 2011 from 35%, and the 33% rate to 36% while reducing the tax benefit from itemized deductions for the top two brackets to 28% from 35% and 33%, respectively. The White House estimates the deduction reduction will yield $318 billion in revenue over 10 years.

From the Ivy League to the United Jewish Appeal, petitions and manifestos are in the works. The Independent Sector, otherwise eager to praise the Obama budget, worries the tax change “could be a disincentive to some donors.” According to the Center on Philanthropy at Indiana University, total itemized contributions from the highest income households would have dropped 4.8% — or $3.87 billion — in 2006 if the Obama policy had been in place. That year, Americans gave $186.6 billion to charity, more than 40% from those in the highest tax bracket. A back of the envelope calculation by the Tax Policy Center, a left-of-center think tank, estimates the Obama plan will reduce annual giving by 2%, or some $9 billion.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Budget, Charities/Non-Profit Organizations, Economy, Office of the President, Politics in General, President Barack Obama, Taxes, The U.S. Government

Washington Times: Charity tax limits upset many

Roberton Williams, senior fellow at the Tax Policy Center, said it’s impossible to calculate the exact effects of all the tax changes, but said the overall result is clear – less philanthropic giving.

“This will lead people to give less to charities if they behave the way they’ve behaved in the past,” he said. “We’ve already seen a drop in giving as a result of the economic collapse. On top of that, this will just reduce the amount of giving.”

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Budget, Charities/Non-Profit Organizations, Economy, Office of the President, Politics in General, President Barack Obama, Taxes, The U.S. Government

Credit Crisis Is Pinching Charities

SCO Family of Services, a nonprofit agency based on Long Island, started the year with a $25 million credit line at its bank, which it planned to use to pay its bills while awaiting government reimbursements and donations.

Now, after its bank has cut its credit line twice and withdrawn a promise to support a critical bond offering, the organization is worried about whether it can pay its employees this month.

“I spend a good part of my day every day just trying to manage cash flow,” said Johanna Richman, chief financial officer at SCO, which provides services to children with developmental disabilities.

SCO is one of hundreds of charities caught in the credit crunch as skittish banks reduce their lines of credit or cut them off entirely at a time when the need for their services is climbing sharply, nonprofit leaders say.

Read it all.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--

Charities Brace Themselves Amid Big Three Woes

The struggles of the Big Three automakers are sending shock waves through the philanthropic community: The three companies gave a combined $116 million in charitable donations last year.

Listen to it all from NPR.

Posted in * Culture-Watch, * Economics, Politics, Charities/Non-Profit Organizations, Economy, The Credit Freeze Crisis of Fall 2008/The Recession of 2007--, The Possibility of a Bailout for the U.S. Auto Industry