…the ministry will today face further revolt over its decision to let developers turn 7 acres of church land near Leighton Buzzard in Bedfordshire into an out-of-town retail park.

Campaigners, who will march on Westminster Abbey at lunchtime, say the £15m development, in conjunction with Claymore Group, will “go against Christian beliefs” by damaging trade for small businesses in the town centre.

But the church is keeping faith in the controversial project, despite the fact it has been put on hold due to an ongoing legal challenge by protester Victoria Harvey.

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So what can leaders do to improve their chances of successfully implementing organizational change? They should use an intentional, structured approach to determine where they are now, where they want to be in the future, and how they will bridge the gap.

–Assess the current state to understand where the organization is starting from as it begins the change process. What are the organization’s strengths? What are its barriers to change? Are employees ready and willing to embrace the change and adopt new behaviors?
–Paint a clear, compelling picture of the future state and explain why change is necessary. Employees are more motivated to change if leaders can give them hope and inspiration. Workers need to envision the change and understand how their efforts will contribute to achieving it.
–Create a plan of action to bridge the gap between the current and future state. This plan serves as a road map for the journey and identifies the specific steps required to achieve the desired change.

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It is a privilege to be able to speak to you today on such an important topic.

Financial distress is one of the principle causes of social detriment. Archbishop Justin has emphasised that helping alleviate financial distress should be central to the Church’s mission.

A few statistics to remind us why:

the debt of the average UK household, excluding mortgages, is now almost £13,000

7 million people are using high cost credit providers

1m payday loans are taken out each month

1.4 m people have no bank account

These statistics are in themselves justification for action, but for me, even more concerning is encountering the impact of financial distress at the personal level.

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Many employers had thought they could shift health costs to the government by sending their employees to a health insurance exchange with a tax-free contribution of cash to help pay premiums, but the Obama administration has squelched the idea in a new ruling. Such arrangements do not satisfy the health care law, the administration said, and employers may be subject to a tax penalty of $100 a day ”” or $36,500 a year ”” for each employee who goes into the individual marketplace.

The ruling this month, by the Internal Revenue Service, blocks any wholesale move by employers to dump employees into the exchanges.

Under a central provision of the health care law, larger employers are required to offer health coverage to full-time workers, or else the employers may be subject to penalties.

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India, a giant economic mediocrity, is cursed by having too many economists. Its outgoing prime minister, Manmohan Singh, has a doctorate from Oxford, ran the central bank in the 1980s and led the liberalisation programme that India put in place in 1991 after a currency crisis. Yet as prime minister Mr Singh had little grip or public support, serving at the pleasure of Sonia Gandhi, the populist leader of the Congress party. By the end of his ten-year term he admitted he had failed. In August, as the rupee tumbled, he addressed a gathering of India’s policymaking elite at his house in Delhi. The economy faced “very difficult circumstances”, he whispered.

Mr Singh’s successor could not be more different. Narendra Modi’s economic views have been formed while running the business-friendly state of Gujarat for the past 12 years. Asked some time ago about his economic influences, he described his homespun framework, jotting diagrams on a pad as he spoke. He has studied Singapore and China, but thinks that “India is a democracy and has different requirements”. Striking a balance between farming, small firms and global companies is required, with limited but muscular administration and populist appeal: “Men, machines and money must work together.”

Having run Gujarat well, Mr Modi now faces the far harder task of running India. He has big advantages””administrative competence, control over his party and a majority in Parliament””that should ease decision-making. Unlike Mr Singh, he has also campaigned and won on a platform of aspiration and economic reform. India needs “less government and more governance”, he declared on the campaign trail.

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”¢ NCA currently maintains approximately 3.2 million gravesites at 131 national cemeteries in 39 states and Puerto Rico, as well as in 33 soldiers’ lots and monument sites.

Ӣ Approximately 429,000 full-casket gravesites, 111,000 in-ground gravesites for cremated remains, and 147,000 columbarium niches are available in already developed acreage in our 131 national cemeteries.

”¢ There are approximately 20,200 acres within established installations in NCA. Nearly 57 percent are undeveloped and ”“ along with available gravesites in developed acreage ”“ have the potential to provide approximately 6.8 million gravesites.

Ӣ Of the 131 national cemeteries, 72 are open to all interments; 18 can accommodate cremated remains and the remains of family members for interment in the same gravesite as a previously deceased family member; and 41 will perform only interments of family members in the same gravesite as a previously deceased family member.

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The Church Commissioners’ total return on its investment in 2013 was 15.9 per cent. This means that the Church Commissioners fund has exceeded its target return of RPI + 5 percentage points over the past one year, three years, ten years and twenty years. It has also has performed better than similar funds over the same periods. Details have been published today in their full Annual Report and Account (link below) for 2013.

The Commissioners’ fund is a closed fund, taking in no new money, and has performed better than its target return of RPI +5.0% p.a. and its comparator group over the past, one, three, 10 and 20 years.* The results confirm the fund’s strong long term performance

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…the answer to problems with the free market is not to reject economic liberty in favor of government control. The church has consistently rejected coercive systems of socialism and collectivism, because they violate inherent human rights to economic freedom and private property. When properly regulated, a free market can certainly foster greater productivity and prosperity. But, as the pope continually emphasizes, the essential element is genuine human virtue.

The church has long taught that the value of any economic system rests on the personal virtue of the individuals who take part in it, and on the morality of their day-to-day decisions. Business can be a noble vocation, so long as those engaged in it also serve the common good, acting with a sense of generosity in addition to self-interest.

In speaking to the U.N. leaders, Pope Francis recalled the story of Zacchaeus, in which Jesus inspires the repentant tax collector to make a radical decision to put his economic wealth at the service of others. This reminds us that a spirit of sharing and solidarity with others, in the words of Francis, “should be at the beginning and end of all political and economic activity.” Read it all.

The most important change in the world over the past 30 years has been the rise of China. The increase in its average annual GDP per head from around $300 to $6,750 over the period has not just brought previously unimagined prosperity to hundreds of millions of people, but has also remade the world economy and geopolitics.

India’s GDP per head was the same as China’s three decades ago. It is now less than a quarter of the size. Despite a couple of bouts of reform and spurts of growth, India’s economy has never achieved the momentum that has dragged much of East Asia out of poverty. The human cost, in terms of frustrated, underemployed, ill-educated, unhealthy, hungry people, has been immense.

Now, for the first time ever, India has a strong government whose priority is growth. Narendra Modi, who leads the Bharatiya Janata Party (BJP), has won a tremendous victory on the strength of promising to make India’s economy work. Although we did not endorse him, because we believe that he has not atoned sufficiently for the massacre of Muslims that took place in Gujarat while he was chief minister, we wish him every success: an Indian growth miracle would be a great thing not just for Indians, but also for the world.

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Contemporary American Christians are faced with their own creation. Their individualistic and democratic views idealize the religious entrepreneur. Moreover, their distrust of hierarchy and institutions combines with a lack of commitment to organic unity (this is a newer development).

The state of the divinity school doesn’t help matters, either. The seminary, in its classical form, is where one engages in deep, orthodox theological study under the authority and spiritual formation of the Church. Obviously, this classic ideal is increasingly rare in the United States these days. As history has shown, seminaries have abandoned orthodoxy, become hyper-academic without thought to spiritual formation, have been reduced to degree factories, or have removed the Church in favor of the parachurch or nondenominationalism.

Many American seminaries languish. Thus, the streams which should feed and guide the theologically curious are insufficient. Making matter worse, social norms encourage more trust in the internet than in the Bride of Christ. Instead, seekers look to ecclesiastically untethered and academically undisciplined smooth talkers for spiritual guidance and insight. Welcome to the Anti-Seminary.

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The Obama administration has quietly adjusted key provisions of its signature healthcare law to potentially make billions of additional taxpayer dollars available to the insurance industry if companies providing coverage through the Affordable Care Act lose money.

The move was buried in hundreds of pages of new regulations issued late last week. It comes as part of an intensive administration effort to hold down premium increases for next year, a top priority for the White House as the rates will be announced ahead of this fall’s congressional elections.

Administration officials for months have denied charges by opponents that they plan a “bailout” for insurance companies providing coverage under the healthcare law.

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I will take comments on this submitted by email only to KSHarmon[at]mindspring[dot]com.

Marina has it all. She has the job, she has the looks, and, depending on her mood, she has her choice of Frankie the acrobatic dancer, Harrison the revolutionary or Eric the actor.

Marina is using a service called Rent-A-Gent. Starting at $200 an hour, users can pick from a list of handsome, intelligent men listed on the service’s website to be their companion and either book online or call to reserve a “gent.” The men can serve as a date to an event, cook meals or even repair a sink.

But what they are not allowed to do is hook-up — no kissing, and definitely no sex, while on the job.

Marina ended up choosing Eric, whose Rent-A-Gent profile described him as someone who “loves the outdoors, culture and also active and social causes,” for a rock-climbing date — something she had never done before but always wanted to try.

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Nearly 10 million U.S. households remain stuck in homes worth less than their mortgage and a similar number have so little equity they can’t meet the expenses of selling a home, trends that help explain recent sluggishness in the housing recovery.

At the end of the first quarter, some 18.8% of U.S. homeowners with a mortgage””9.7 million households””were “underwater” on their mortgage, according to a report scheduled for release Tuesday by real-estate information site Zillow Inc. Z +3.48% While that is an improvement from 19.4% at the end of last year and a peak of 31.4% 2012, those figures understate the problem.

In addition to the homeowners who are underwater, roughly 10 million households have 20% or less equity in their homes, which makes it difficult for them to sell their homes without dipping into their savings.

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The Justice Department on Monday accused five members of the Chinese military of conducting economic cyber-espionage against American companies, marking the first time that the United States has leveled such criminal charges against a foreign country.

Industries targeted by the alleged cyberspying ranged from nuclear to steel to solar energy, officials said. The hacking by a military unit in Shanghai, they said, was conducted for no other reason than to give a competitive advantage to Chinese companies, including state-owned enterprises.

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Twenty percent of Americans name unemployment or jobs as the most important problem facing the country in May, up from 14% who mentioned these issues in April. Dysfunctional government (19%) and the economy in general (17%) also rank among the top problems.

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There is no doubt that the Bible teaches that faithful people who are wealthy have an important role in God’s plan. Some exemplary people in the Bible, like Abraham (Gen 13:2), Barzillai (2 Sam. 19:32), the Shunemite woman who helped Elisha (2 Kings 4:8), and Joseph of Arimathea (Matt. 27:57), were specifically described as being wealthy. After saying that the rich must not be haughty, Paul says that “God . . . richly provides us with everything to enjoy” (1 Tim. 6:17). Enjoying the things that money can buy is not necessarily wrong. At the same time it is significant that each of these four godly wealthy people mentioned were commended for their generosity.

Wealthy Christians can honor Christ especially by being humble, generous, and godly while being wealthy. Poor Christians can honor him especially by being contented, full of faith, generous, and godly while being poor. It is clear that in the Bible wealth is far less important than contentment, joy, peace, holiness, love, and generosity. People with these characteristics are, according to the Bible, truly prosperous whether they are economically rich or poor.

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Years before Narendra Modi won this month’s election that now allows him to become India’s next leader, the former tea-stall worker asked this question on behalf of the world’s second most-populous nation:

“It is often said that India does not dream big and that is the root cause of all our problems. Why can’t we dream like China, Europe or America?”

Note how Mr. Modi compares India to other continental powers. This reveals just how much today’s 1.25 billion Indians, who are digitally hitched to the global flow of ideas, have adopted new views of their capacity for progress ”“ not only for India but for themselves.

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Ali Husain is a prosperous young Indian Muslim businessman. He recently bought a Mercedes and lives in a suburban-style gated community that itself sits inside a ghetto.

In Gujarat, it is so difficult for Muslims to buy property in areas dominated by Hindus even the community’s fast-growing urban middle class is confined to cramped and decrepit corners of cities.

Husain embodies the paradox of Gujarat: the state’s pro-business leadership has created opportunities for entrepreneurs of all creeds; yet religious prejudice and segregation are deeply, and even legally, engrained.

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Danielle Wagasky, a stay-at-home wife and mother of two, has managed to stretch $14,000 a year to cover her family’s needs for the past five years. That’s less than a third of the $50,000 median household income in the U.S.

And, perhaps a little surprisingly, she wouldn’t have it any other way.

Wagasky, 29, lives with her husband Jason, 32, and their two young children ages 9 and 7, in a three-bedroom family home in Henderson, Nevada. While Jason, a member of the U.S. Army, has been completing his undergraduate studies, the family’s only source of income is the $14,000 annual cost of living allowance he receives under the G.I. Bill.

Despite all odds, the family has barely any credit debt, no car payment, and no mortgage to speak of.

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Modi’s new government cannot ”“ indeed, must not ”“ abolish the democratic rules that permit minorities to flourish. With its various ethnic groups, religions, castes, and 30 languages used by more than a million native speakers each (and another 105 spoken by at least 10,000 people), India is more culturally diverse than the entire European Union ”“ but with twice as many people. Without the emphasis on compromise, peaceful dispute resolution, and minority rights inherent to democracy, a united India could not exist.

So Modi’s challenge is to overcome the obstacles to growth-promoting polices using democratic methods. Here, the election has brought good news: the growing strength of India’s growing middle class, a potent ally in the cause of pursuing the needed economic reforms.

That middle class consists of propertied, salaried people, many of them young, who see government as an impersonal enforcer of the law and a neutral arbiter of disputes, rather than as a source of funds and favors. The votes of such people helped Modi win the election. His success in office will depend on how well he can harness the power of the middle class to overcome the political obstacles to the economic growth that its members demand.

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Previous studies suggest that many people will use the new coverage to obtain medical care for conditions that went untreated while they were uninsured.

The new health law reduces special payments to hospitals serving large numbers of low-income patients, on the assumption that many of the uninsured will gain coverage through Medicaid.

But hospital executives are unsure that the savings will materialize. Dr. Campbell said the cuts could create serious financial problems for hospitals treating large numbers of Medicaid patients.

Recent research in other states has raised similar questions.

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The rise of the Internet means that lies and misunderstanding now spread around the world faster than the truth, Lord Williams, the former Archbishop of Canterbury, has warned.

An increasing reliance on instant communications, effectively means that people should expect their words to be routinely misinterpreted, he said.

It has also changed the way people communicate, making it less and less common for people to be able to see those they are talking to, he said.

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[Robert] Putnam has spent much of his academic life as America’s chief chronicler of declining social institutions ”” a dour task, cheerfully performed. In the 1990s, he began drawing together the disparate evidence of declining attendance at bowling leagues, church services and Moose lodges. His data points included the falloff in yearly picnic attendance and a rise in the incidence of drivers giving each other the finger.

It was the composite image of one of the most powerful forces of modernity: a rising individualism that “liberates” people from social commitments that make their lives orderly and pleasant.

Even worse, the extent of this trend is not distributed equally in society. Putnam’s recent work ”” to be summarized in a forthcoming book called “Our Kids” ”” focuses on how the consequences of institutional decline are felt disproportionately among the working class, leaving vast numbers of youths disconnected from the promise of American life.

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A Chinese weapons supplier on Friday rejected claims that it sold Syria chlorine gas, an unusual statement from a tight-lipped company that reflects Beijing’s desire to distance itself from chemical weapons.

In a statement, China North Industries Corp. said a “comprehensive review” of company records revealed that it has never exported chlorine or chlorine products to Syria. The company, known as Norinco, said it is “a responsible major international defense company” that conforms to the Chinese government’s goals on non-proliferation.

The statement followed a report Tuesday from the group Human Rights Watch that documented what it said were signs of the use of chlorine gas in northern Syria in April. Images on the group’s website showed yellow canisters with the markings “CL2,” the chemical symbol for chlorine gas, and “NORINCO.” Chlorine is lethal in high concentrations and was used in chemical warfare as early as the World War I.

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India’s main opposition BJP has risen like a phoenix from the depths of despair.

As the leads poured in on Friday morning, it was clear that the party is steaming ahead to its biggest victory in 30 years. This, after two losing two elections in a row – the party was able to mop up only 116 seats in 2009.

Today, the BJP on its own is on course to win more than the 272 which it needs to gain a simple majority, and its 28-party coalition is leading the vote count in over 300 seats.

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Update: From an SMH article:

“It’s a tsunami … the BJP has levelled the Congress and this is a new era in Indian politics,” BJP chief media spokesman Srikant Sharma told Fairfax Media.

“The Gandhi family is finished. They are no longer a force in Indian politics. India has moved past them, they are history,” he said.

The euro zone’s economy expanded at a weak pace last quarter despite a strong recovery in Germany, putting added pressure on the European Central Bank to enact fresh easing measures to prevent the region from sliding into a lengthy period of low inflation and economic stagnation.

Gross domestic product grew 0.2% in the euro zone during the first quarter compared with the final three months of 2013, the European Union’s statistics agency Eurostat said Thursday, well short of the 0.4% quarterly gain expected by economists.

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Narendra Modi, the man most likely to become India’s next prime minister, has a wicked turn of phrase. In one of his most memorable remarks, he subverted his strong association with Hindu asceticism by declaring his support for “toilets before temples”. The same phrase, spoken by a Congress party cabinet minister, had provoked outrage from the Bharatiya Janata party of which Mr Modi is head. The BJP said the remark threatened to “destroy the fine fabric of religion and faith”. But the party hierarchy, knowing that its fate depends on the so-called “Modi wave”, barely demurred when its candidate adopted the slogan as his own.

The BJP leader is quite right to declare that India should spend less money on devotion and more on sanitation. According to 2011 census data, nearly half of households have no access to a toilet, forcing inhabitants to defecate in the open. More Indians own a mobile phone than a lavatory of their own. Poor hygiene, not lack of food, is the main reason that 40 per cent of children are malnourished. Much of Mr Modi’s appeal, which has swept through India like a brush fire, lies in his promise to conjure the growth that will eradicate such dire conditions and set his supporters on the road to a middle-class life.

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The National Security Agency might be tracking your phone calls. But private industry is prying far more deeply into your life.

Commercial data brokers know if you have diabetes. Your electric company can see what time you come home at night. And tracking companies can tell where you go on weekends by snapping photos of your car’s license plate and cataloging your movements.

Congress and the administration have moved to rein in the National Security Agency in the year since Edward Snowden disclosed widespread government spying. But Washington has largely given private-sector data collection a free pass. The result: a widening gap in oversight as private data mining races ahead. Companies are able to scoop up ever more information ”” and exploit it with ever greater sophistication ”” yet a POLITICO review has found deep reluctance in D.C. to exercise legislative, regulatory or executive power to curb the big business of corporate cybersnooping.

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Americans made more progress in repairing their postrecession finances and have increased their overall borrowing, yet they are also showing an aversion to credit cards and new mortgages that could hinder the economic recovery.

Household debt””including mortgages, credit cards, auto loans and student loans””rose $129 billion between January and March to $11.65 trillion, new figures from the Federal Reserve Bank of New York showed Tuesday. That was the third consecutive quarterly increase.

Behind the uptick: Mortgage balances””which make up the bulk of U.S. household debt””rose $116 billion to $8.2 trillion, thanks in part to fewer people going into foreclosure, which drags down mortgage debt. Auto-loan balances grew $12 billion to $875 billion. Student-loan balances increased $31 billion to $1.1 trillion, maintaining its place as the fastest-growing debt category.

Read it all and the picture of the incredible graph on student loan explosion is there.

Across the world there is a precise fit between social unfairness and the power of the priesthood,” Steve Jones, professor of genetics at University College London, has said. “In countries whose governments are fair and effective the influence of the clergy fades.

“The most devout nations have more crime, more infant deaths, more mental illness and less social mobility. Chaos and credulity go together.” Professor Jones, who will speak on science in the Bible at The Times Cheltenham Science Festival next month, said that his intention was not to engage in an atheist attack on religion, but instead to discuss its origins ”” and what, if anything, that can tell us about why and how it developed.

“There is lots of consistency,” he said. “Look at hunter-gatherers and agriculturalists. Hunter gatherers often have a god, but generally it is god up there who makes rains come and plants grow. He is not an interfering god, he doesn’t deal with individuals and say, ”˜You’ve sinned, go to Hell’. As soon as you get farming, there is a complete swing. He becomes an interfering god, and says you must follow these rules and if not you are in trouble.”

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