The Supreme Court on Wednesday considers the most serious challenge to the Affordable Care Act since the justices upheld it as constitutional almost three years ago.

At issue is whether millions of Americans who receive tax subsidies to buy health insurance are doing so illegally. If the justices rule that the payments are not allowed, the entire health-care law could be in jeopardy.

The latest showdown between the Obama administration and the conservative legal strategists who have targeted the law since its passage in 2010 focuses on a once obscure phrase in the legislation: “established by the State.”

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In the wake of the Sony Pictures hack, the cybersecurity firm FireEye demonstrated that the sort of breach that Sony experienced is not likely preventable with conventional network defenses.

Instead, the firm noted that “organizations must consider a new approach to securing their IT assets … [they] can’t afford to passively wait for attacks. Instead, they should take a lean-forward approach that actively hunts for new and unseen threats.”

But what constitutes a “lean-forward” approach to cybersecurity, and why are more organizations not already taking one?

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I just loved this–Watch it all.

The church near the corner of Peace and Blount streets looks as though it could have been there for centuries, with its peaked roof and mottled brick walls ”“ except for the insulating wrap that still sheaths half its exterior.

It’s the first new church building to be built in downtown Raleigh for half a century.

“We wanted to build a transcendent space,” said the Rev. John Yates III, his breath hanging beneath the arching steel bones of the sanctuary. To his left, a construction worker rode an accordion lift to finish the details of a window that reached toward the 60-foot ceiling.

Holy Trinity Anglican Church formed about a decade ago, splitting off from the national Episcopal church alongside scores of other groups.

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…look where Greece has ended up after five years of crisis resolution. It has had one of the worst performances in economic history; yet we have just concluded an extension of the same policy.

Can this be sustainable? The pragmatists in Europe’s chancelleries say they can roll over loans indefinitely at very low interest rates. Economically, this is the equivalent of a debt writedown; yet politically it is easier to deliver because you do not need to recognise losses. The equivalent statement in a military conflict would be: if you renew a ceasefire often enough, you end up with peace.

This type of argument is not only immoral and dishonest. It also does not work. While you play this game of ex­tend-and-pretend, the real economy implodes: austerity has caused a meltdown in income and employment. Monetary policy mistakes caused a fall in eurozone-wide inflation rates that made it impossible for Greece and other periphery countries to improve the competitiveness they lost in the early years of monetary union.

If the EU deals with Ukraine in the same way it dealt with Greece, you can expect to see a parallel development in a few years.

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Republican Gov. Nikki Haley has been meeting with some GOP House members ”” as recently as Tuesday at the Governor’s Mansion ”” in an effort to merge two competing road repair proposals.

Haley’s plan to fix S.C. roads and a proposal by state representatives had appeared to be on course for a head-on crash. But the two bills soon may become one vehicle, aimed at repairing and maintaining the state’s roads.

In meetings with House GOP caucus members, Haley has indicated a willingness to compromise on gas tax hikes, the size of a cut in the state’s income tax and how to restructure the state Transportation Department.

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China’s central bank cut interest rates on Saturday, just days before the annual meeting of the country’s parliament, in the latest effort to support the world’s second-largest economy as its momentum slows and deflation risks rise.

The central bank said the 25 basis point cut in the benchmark interest rate to 5.35 per cent – its second cut in just over three months – and a 25 basis point cut in the benchmark saving rate to 2.5 per cent would be effective from Sunday.

“The focus of the interest rate cut is to keep real interest rate levels suitable for fundamental trends in economic growth, prices and employment,” the People’s Bank of China (PBOC) said in a statement on its website.

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At first, Eva Christiansen barely noticed the number. Her bank called to say that Ms. Christiansen, a 36-year-old entrepreneur here, had been approved for a small business loan. She whooped. She danced. A friend took pictures.

“I think I was so happy I got the loan, I didn’t hear everything he said,” she recalled.

And then she was told again about her interest rate. It was -0.0172 percent ”” less than zero. While there would be fees to pay, the bank would also pay interest to her. It was just a little over $1 a month. But still.

These are strange times for European borrowers, as if a wormhole has opened up to a parallel universe where the usual rules of financial gravity are suspended.

Read it all from the NYTimes Dealbook.

Cathy Keaton’s health insurance premium will jump nearly $400 each month if the U.S. Supreme Court rules that she’s ineligible for a federal subsidy to lower the price she pays.

The 63-year-old part-time College of Charleston student said she couldn’t afford coverage without the substantial discount she receives.

“It’s very scary for me,” Keaton said. “If I lose this, it means that I will have to make some really hard decisions until I can get Medicare.”

She’s not alone. Insurance premiums for thousands of HealthCare.gov customers in South Carolina could increase by 400 percent if the U.S. Supreme Court rules that they’re ineligible for subsidies this summer.

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What do you see as trends in seminaries regarding discernment of vocation?

I see an increasing focus on the pastor as a person””an increasing awareness of the importance of self-care and of developing strong spiritual disciplines. It used to be that seminary was a time when people’s spiritual discipline waned and their academic discipline increased. Now many seminaries emphasize integrating the spiritual, reflective process with the academic, which I think is all to the good.

We often talk about burnout as a problem among clergy. How do you understand that term?

When we see pastors who are experiencing burnout, sometimes it is simply because they are working too hard. But more often they are doing a lot of things that are not central to their sense of call. When people are working close to their sense of call and purpose and meaning, they can work really hard without feeling burned out. But when they are doing a lot of things that people are telling them should be done or that feel urgent but aren’t close to the heart, that is a strong indicator of burnout.

It’s been said that most pastors are a “quivering mass of availability,” eager to please everybody. That is a path to destruction.

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Two notable differences in family life in the United States have emerged in the past 60 years: average, middle-class families aren’t economically flourishing and there are fewer traditional family units than ever before. Lerman, now a professor of economics at American University and a senior fellow at the Urban Institute, says these two factors are linked. Changes in family structures have sabotaged the financial confidence of middle-class Americans and led to the decline of working-class men in the labor market, say Lerman and Bradford Wilcox in their 2014 paper for the American Enterprise Institute, “For richer, for poorer: How family structures economic success in America.”

The erosion of the intact family ”” as defined by Lerman and Wilcox as a retreat in marriage, an increase in cohabitation and out-of-wedlock births, a prevalence of single-parent homes, and a rise in step-families ”” has affected the economic outcomes of children and thus led to further income inequality between American families.

“Young men and women from intact families enjoy an annual ”˜intact-family premium’ that amounts to $6,500 and $4,700, respectively, over the incomes of their peers from single-parent families,” wrote Lerman and Wilcox. “Men and women who are currently married and were raised in an intact family enjoy an annual ‘family premium’ in their household incomes that exceeds that of their unmarried peers who were not raised in intact families by at least $42,000.”

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At any given time, around 7,000 aircraft are flying over the United States. For the past 40 years, the same computer system has controlled all that high-altitude traffic””a relic of the 1970s known as Host. The core system predates the advent of the Global Positioning System, so Host uses point-to-point, ground-based radar. Every day, thousands of travelers switch their GPS-enabled smartphones to airplane mode while their flights are guided by technology that predates the Speak & Spell. If you’re reading this at 30,000 feet, relax””Host is still safe, in terms of getting planes from point A to point B. But it’s unbelievably inefficient. It can handle a limited amount of traffic, and controllers can’t see anything outside of their own airspace””when they hand off a plane to a contiguous airspace, it vanishes from their radar.

The FAA knows all that. For 11 years the agency has been limping toward a collection of upgrades called NextGen. At its core is a new computer system that will replace Host and allow any controller, anywhere, to see any plane in US airspace. In theory, this would enable one air traffic control center to take over for another with the flip of a switch, as Howard seemed to believe was already possible. NextGen isn’t vaporware; that core system was live in Chicago and the four adjacent centers when Howard attacked, and this spring it’ll go online in all 20 US centers. But implementation has been a mess, with a cascade of delays, revisions, and unforeseen problems. Air traffic control can’t do anything as sophisticated as Howard thought, and unless something changes about the way the FAA is managing NextGen, it probably never will.

This technology is complicated and novel, but that isn’t the problem. The problem is that NextGen is a project of the FAA.

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Only 20 percent of disabled people work, compared to 68 percent of those who aren’t disabled, according to September 2014 numbers from the Bureau of Labor Statistics.

[Valeria] Jensen saved the playhouse from demolition and founded the four-theater commercial movie house, a nonprofit, in historic Ridgefield. Most of the more than 80 theater employees are disabled. But they weren’t there just because they have a disability, Jensen said.

“They’re here because they are a really, really valuable employee,” she said.

“We are ‘The Prospector’ after all,” she noted. “And as prospectors I work with my prospects to find out what their sparkle is.”

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At the U.S. Supreme Court, you know that it’s going to be a hot argument when the usually straight-faced Justice Samuel Alito begins a question this way: “Let’s say four people show up for a job interview … this is going to sound like a joke, but it’s not.”

The issue before the court on Wednesday was whether retailer Abercrombie & Fitch violated the federal law banning religious discrimination when it rejected a highly rated job applicant because she wore a Muslim headscarf.

Alito’s hypothetical continued this way: The first of the four applicants to show up at Abercrombie is a Sikh man wearing a turban; the second is a Hasidic man wearing a hat; the third is a Muslim woman wearing a hijab; the fourth is a Catholic nun in a habit. Now, Alito asked Abercrombie’s lawyer: “Do you think that those people have to say, we just want to tell you, we’re dressed this way for a religious reason? We’re not just trying to make a fashion statement.” Or, might we reasonably conclude that Abercrombie knows why they are dressed that way?

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Thirty-seven percent of Americans are satisfied and 61% dissatisfied with the position of the U.S. in the world today. These views are unchanged from last year, even after a series of significant challenges for U.S. foreign policy. Americans’ satisfaction is a bit higher than at the end of the Bush administration and at the beginning of the Obama administration, but remains well below where it was in the early 2000s.

The results are from Gallup’s annual World Affairs survey, conducted Feb. 8-11. Americans’ satisfaction held steady in the past year, even as the U.S. was forced to deal with the rise of Islamic militants in Iraq and Syria, a dispute with Russia over Ukrainian separatists in the eastern part of Ukraine, heightened tensions between the Israelis and Palestinians, and ongoing policy disagreements involving North Korea and Iran. The lack of change may be attributable to Americans’ already high level of dissatisfaction with the nation’s world position, with those events and the way the U.S. handled them serving to reinforce the dissatisfaction rather than to worsen or even improve it.

Americans have been more likely to be dissatisfied than satisfied with the position of the U.S. in the world since 2004, about the time it became clear that the U.S. military action in Iraq was running into problems that could — and did — lead to a prolonged U.S. commitment there. Satisfaction fell to a low of 30% in the final year of George W. Bush’s administration and remained low in the very early stages of Barack Obama’s presidency. Americans’ satisfaction is modestly higher now than at that point, but has leveled off.

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Samantha Elauf was apprehensive to interview for a sales job at retailer Abercrombie & Fitch in 2008 because the 17 year old wore a headscarf in accordance with her Muslim faith. But a friend of hers, who worked at the store, said he didn’t think it would be a problem as long as the headscarf wasn’t black because the store doesn’t sell black clothes.

Ultimately Elauf failed to get the job, and her story has triggered a religious freedom debate regarding when an employer can be held liable under civil rights laws . The Supreme Court will hear the case on Wednesday.

Like many retailers Abercrombie has a “look policy” aimed to promote what it calls its “classic East Coast collegiate style of clothing.”

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The Church of England has defended its stance on the Living Wage after it was revealed that cathedrals and churches were hiring staff on salaries below the benchmark.

An investigation by The Sun found that Canterbury Cathedral was advertising for porters and kiosk assistants on salaries between £6.70 and £7.75 an hour. The Living Wage (outside London) is currently set at £7.85.

Lichfield Cathedral was also revealed to be hiring waiting staff on £6.50 an hour, which is the national minimum wage.

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“The Pastoral letter from the House of Bishops was addressed to churches and encouraged them to implement the living wage. The Living Wage Commission, chaired by the Archbishop of York, recognised in its report last year, that a phased implementation may be necessary in some businesses and organisations. It welcomed employers seeking to implement the pay level progressively. What is important is that those who can, do so, as soon as is practically possible. The vast majority of those employed by or sub-contracted to the Church’s central institutions are already paid at least the Living Wage and all will be by April 2017….”

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After analyzing the record to find that TEC had waived any right to claim that there were separate funds in the single account, the Court observed:

During the argument on these issues, TEC argued that it did not freeze the account, PNC did. To say this argument lacks merit would be charitable. While TEC, in a very literal sense, is correct on “who” froze the account, the “why” is the more important issue. PNC froze the account because it received a letter from counsel for TEC which threatened to hold PNC liable if funds were disbursed.

The court finds, based upon this record, that the continued threat made to PNC Bank to hold it accountable if funds were disbursed and the continued attempt to collaterally attack the clear order of this court dated October 9, 2013 even after this case had run its course through the appellate process constitutes bad faith, is not grounded in fact or existing law and has resulted in needless, ongoing and expensive litigation.

Accordingly, the court grants the request of the Plaintiffs for fees incurred from December 30, 2014 onward pursuant to Supreme Court Rule 137.

There is much more to savor in the Court’s order. It is gratifying to have a trial judge (not the one who rendered the original Quincy decision) see so clearly through TEC’s bullying tactics, and to deal with them accordingly.

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Elder care is also often done for low wages by new or undocumented immigrants. Will that change?

Manufacturing in the ’20s and ’30s was sweatshop work, largely done by new immigrants. We turned factory work into good jobs with pathways to opportunities. That professionalization was the basis for 20th century prosperity. That’s what the care workforce needs to be. These have the potential to be really good jobs.

You compare investing in home-care workers to investing in railways or the Internet. But aren’t those about growth, not dying?

For working-age adults right now, especially with what they call the sandwich generation”“people who are caring for children and aging parents”“this is having an impact on their productivity.

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About a year and a half ago, [Nina} McCarthy took out another, different kind of loan. She went to her pastor, Rodney Hunter, at Wesley Memorial United Methodist Church in Richmond. Hunter helped her borrow $700 so she could make a dent in paying off her mounting credit card debt, then about $8,000.

Here’s how it worked: McCarthy’s church offered funds as collateral so she could qualify for a loan through the Virginia United Methodist Credit Union. McCarthy agreed to repay the loan at an annualized interest rate of about 6 percent ”“ meaning monthly payments of $25 for about 2 1/2 years, drawn right out of her bank account.

McCarthy is one month behind on the church loan, but she’s confident she’ll catch up this month. “I’m real grateful for it,” she said.

The program is called the Jubilee Assistance Fund. In 7 1/2 years, it has helped parishioners of the United Methodist Church secure 14 loans ”“ from $500 to $8,800 ”“ according to Carol Mathis, chief executive of the credit union.

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“Luther says we live in and through our neighbor,” Duran explains. “Most of our congregations were planted for the neighborhood.” But when neighborhoods changed, congregations often resisted trans­formation. Members be­gan commuting to attend church. Then, Duran said, “the neighbors became the object of the church’s ministry rather than the subject.” Duran wants the neighbors to be the subject again.

The church’s strategy is to “shut up and learn”””to listen and reconnect with diverse neighborhoods, in­cluding the working poor and young adults who grew up in the suburbs but are now relocating in cities. “There are so many people in our neighborhoods who are doing God’s work,” Duran said, “but they just don’t know it yet.”

The ELCA has set up a process by which men and women who have the gifts and skills for ministry but who haven’t attended seminary can be full-time pastors””“lay mission developers”””serving with the blessing of the community and the bishop.

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President Obama’s top homeland security advisor issued two warnings Sunday as he urged Americans to be “particularly careful” about terror threats at shopping malls and called on Congress to prevent a funding crisis that leaves his department with no money to operate.

Homeland Security Secretary Jeh Johnson tied the latest round of threats from an al-Qaeda-linked terror group with the pending DHS funding crisis by mentioning them in the same breath on several Sunday morning talk shows.

“It’s imperative that we get it resolved, because if we don’t, by Friday at midnight, homeland security, the homeland security budget for this nation basically evaporates,” Johnson told George Stephanopoulos on ABC’s “This Week.”

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Our world-wide flight from family constitutes a significant international victory for self-actualization over self-sacrifice, and might even be said to mark a new chapter in humanity’s conscious pursuit of happiness. But these voluntary changes also have unintended consequences. The deleterious impact on the hardly inconsequential numbers of children disadvantaged by the flight from the family is already plain enough. So too the damaging role of divorce and out-of-wedlock childbearing in exacerbating income disparities and wealth gaps””for society as a whole, but especially for children. Yes, children are resilient and all that. But the flight from family most assuredly comes at the expense of the vulnerable young.

That same flight also has unforgiving implications for the vulnerable old. With America’s baby boomers reaching retirement, and a world-wide “gray wave” around the corner, we are about to learn the meaning of those implications firsthand.

In the decades ahead, ever more care and support for seniors will be required, especially for the growing contingent among the elderly who will be victims of dementia, or are childless and socially isolated. Remember, a longevity revolution is also under way. Yet by some cruel cosmic irony, family structures and family members will be less capable, and perhaps also less willing, to provide that care and support than ever before.

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Pastor Phillip Heinze began holding church services in a bar when he realized that attending a regular church was uncomfortable for some people. “They say the most difficult thing for us was walking through those doors””that for us church just is a scary place. That was probably the conversation that informed me the most. I said, well, let’s try a new church in place that’s not so scary.” There are a growing number of religious services and conversations in pubs, but the trend has its critics.

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Employees are literally losing sleep as restaurants, retailers and many other businesses shrink the intervals between shifts and rely on smaller, leaner staffs to shave costs. These scheduling practices can take a toll on employees who have to squeeze commuting, family duties and sleep into fewer hours between shifts. The growing practice of the same workers closing the doors at night and returning to open them in the morning even has its own name: “clopening.”

“It’s very difficult for people to work these schedules, especially if they have other responsibilities,” said Susan J. Lambert, an expert on work-life issues and a professor of organizational theory at the University of Chicago. “This particular form of scheduling ”” not enough rest time between shifts ”” is particularly harmful.”

The United States decades ago moved away from the standard 9-to-5 job as the manufacturing economy gave way to one dominated by the service sector. And as businesses strive to serve consumers better by staying open late or round the clock, they are demanding more flexibility from employees in scheduling their hours, often assigning them to ever-changing shifts.

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“There’s Moore’s Law and there are Moore’s Outlaws,” he says. Goodman has worked for Interpol, the FBI, even the U.S. Secret Service, and through his new book “Future Crimes”
he’s feverishly trying to sound the alarm that we will soon be more vulnerable than we have ever been. Why?

“Our cell phones and computers are now online,” Goodman says. “But in the future it’s going to be our cars, airplanes, pacemakers, pets, elevators, prisons. Every physical object is going online because of something called ‘the Internet of things.’”

Somewhere between 50 and 200 billion things will be connected soon, he says, and that will take the new crime paradigm to a terrifying level.

“Crime used to be a one-on-one affair. Go out and buy a gun or a knife if you’re a criminal, rob one person at a time,” Goodman says. “Now through technology it becomes possible for one person to reach out and touch over 100 million people.”

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When I dive into time coaching clients’ schedules, I consistently discover that people misdiagnose themselves as having a “productivity” problem when, in fact, their bigger issue is an overcommitment problem. When they have committed to more external projects and personal goals and obligations than they have hours for in the day, they feel the massive weight of time debt. One of my coaching clients suffered from a huge amount of false guilt until he realized he had the unrealistic expectation that he could fit 160 hours of tasks into a 40-hour workweek.

Effective time investment begins with accepting the reality that time is a finite resource. This acknowledgment frees you to make choices about what you will and won’t do so you can invest more in what’s most important, feel good about what you do and don’t get done, and still have disposable time left to relax and enjoy yourself. As one of my time coaching clients put it, “I’ve realized there’s only X amount of time, so I need to invest in my priorities and understand that when I choose one activity, I’m not choosing another.”

The single most important factor in feeling like a time investment success or failure is whether or not your expectations of what you will accomplish align with how much time you have to invest.

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hina’s economy is slowing. Brazil is struggling as commodity prices plunge. Russia, facing Western sanctions and weak oil revenue, is headed into a recession.

As other big developing markets stumble, India is emerging as one of the few hopes for global growth.

The stock market and rupee are surging. Multinational companies are looking to expand their Indian operations or start new ones. The growth in India’s economy, long a laggard, just matched China’s pace in recent months.

India is riding high on the early success of Prime Minister Narendra Modi and a raft of new business-friendly policies instituted in his first eight months.

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Read it all and see how you do.