At what point is a middle-class American ”” who has insurance ”” allowed to complain about the increasing taxes we pay to finance the national health-care system?

After all, what is a tax but an assessment imposed by authority on citizens for public purposes? And that seems a fair description of how our health-care system works. The federal government tells companies which services they must provide. In turn, the companies raise rates so they can meet these requirements and still make a profit. Basically, each time a federal official tells us that “insurance companies” will pay for, say, free condoms or expanded coverage, premiums paid by the middle class go up. Call it an unofficial tax, one collected by private industry instead of Washington.

Don’t get me wrong: I’d prefer to pay a federal health-care tax and get European-style care. But the current plan is the worst of both worlds: socialist enough, if you will, to provide free care for the poor; capitalist enough to make sure companies are guaranteed profit.

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The mood is growing surly in the south of Europe as austerity measures take hold. With unemployment at 20 percent in some countries ”“ and youth unemployment as high as 50 percent ”“ warnings are growing sharper about a troubling rise of populist feeling….

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Iran’s government ordered a halt to oil exports to Britain and France on Sunday, in what may be only an initial response to the European Union decision to cut off Iranian oil imports and freeze central bank assets beginning in July.

Britain and France depend little on Iranian oil, however, so their targeting may be a mostly symbolic act, a function of the strong positions Paris and London have taken in trying to halt Iranian nuclear enrichment and bring pressure to bear on Syria, one of Tehran’s closest allies.

Tehran may also be reluctant, when its economy has been damaged by existing sanctions, to deprive itself of revenues from its larger European customers. At the same time, it may be seeking to divide the 27-nation European Union between those who depend on Iranian oil and those who do not

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Hard reality is steering…[a] transformation. Confronted with a badly sinking economy, the Brotherhood doesn’t have the luxury of harping endlessly about Zionist conspiracies, American hypocrisy, or bikini-clad tourists””not if it wants to put Egypt back together again.

Tourism revenue dropped by at least one-third since the uprising, according to government statistics. And billions of dollars of annual foreign investment””which peaked at $13.7 billion in 2007””were almost entirely choked off.

“Egypt is running smack into an economic wall,” said Karim Sadek, a managing director at Citadel Capital, a Cairo-based private-equity firm.

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‘Corporate paedophilia’ is a worrying global trend on the rise.

For those who might have missed it, Witchery has just launched a new clothing range for eight- to 14-year-old girls called “8fourteen”. In a brilliant stroke of imagination, the launch occurred on Valentine’s Day ”“ because, of course, girls from the age of eight need to understand that male romantic approval, and attracting it through your physical appearance (euphemistically termed “personal style”), is what really matters in life.

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Google Inc. officials were sued for violating users’ privacy rights on Apple Inc.’s Safari Web browser by bypassing computer settings designed to block monitoring of consumers’ online activity.

Google, the world’s biggest Internet-search company, has been dodging privacy settings in Safari, which serves as the primary Web browser on Apple’s iPhone and iPad products, lawyers for an Illinois man who uses the Safari browser said in a lawsuit filed today in federal court in Delaware.

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Hollywood veteran Brian Robbins has a new production studio under construction and 35 shows in development. There’s a sitcom set in a high-school bathroom, a talk show modeled on “The View” but hosted by young Twitter celebrities and a series about an outlandish teen wrestling league.

Mr. Robbins, a producer and director known for Eddie Murphy movies and TV shows including “Smallville,” plans to produce 120 hours of teen programming this year, all of it destined exclusively for the Web. “We consider ourselves a network,” he says.

Mr. Robbins is part of a teeming new ecosystem, as some of Hollywood’s biggest names””with support from Silicon Valley’s deepest pockets””are racing to create new shows, and in some cases, dozens of them, for the Web.

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“As business capital is assumed to be both outside the intent of the prohibition and an indispensable element of the modern economy, it was considered appropriate to find a method to allow it,” says Rabbi Daniel Feldman of Yeshiva University. While some authorities historically opposed the heter iska, which is only to be used for business purposes, it is widely accepted as meeting both the letter and the spirit of the law, says Rabbi Feldman.

In our difficult economic times, interest-free loans may be more important than ever. In Dallas, the local Hebrew Free Loan Association offers a variety of them, including for life-cycle events, adoptions, home health care and education. And Hebrew free-loan societies boast inordinately low default rates of less than 1%. “There is a sense of religious obligation on both sides,” says Mr. Sarna.

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The Federal Bureau of Investigation may soon be forced to shut down a number of key Domain Name System (DNS) servers, which would cut Internet access for millions of Web users around the world, reports BetaBeat. The DNS servers were installed by the FBI last year, in an effort to stop the spread of a piece of malware known as DNSCharger Trojan. But the court order that allowed the set up of the replacement servers expires on March 8.

In November of last year, authorities arrested six men in Estonia for the creation and spread of DNSCharger, which reconfigures infected computers’ Internet settings, and re-routes users to websites that contain malware, or other illegal sites. DNSCharger also blocks access to websites that might offer solutions for how to rid the computer of its worm, and often comes bundled with other types of malicious software.

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Seeking to avoid a politically toxic vote, Congress has failed to pass a federal budget for three years. This year’s new twist? Congress might not even try.

On Monday, President Obama presented his proposed budget for fiscal year 2013. It’s going nowhere on Capitol Hill, legislators and political analysts agree. What’s more, Senate Democratic leaders show no intention of presenting their own budget proposals ”“ or taking up any lobbed over from House Republicans.

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In place of those cuts, the president offered a mixture of real steps to reduce the deficit ”” including nearly $2 trillion in additional taxes over the coming decade, mainly at the expense of high-income Americans ”” and bogus ones, such as almost $850 billion in “savings” from the previously planned end of foreign combat operations, a chunk of which would be spent on infrastructure and jobs programs. The one bright spot: Obama didn’t ignore the rapid and unsustainable growth in healthcare entitlements, as he did in last year’s budget. Instead, he called for saving about $360 billion over 10 years on those programs, in part by paying drug companies less for medicines prescribed to low-income Medicare patients.

There’s little chance this Congress will agree to many, or even any, of those suggestions. Tax increases seem particularly unlikely. But even if lawmakers were to adopt all of Obama’s deficit-cutting measures, they wouldn’t go far enough to set the budget on a path toward balance.

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Often during a crisis, a single hero or small group of heroes who take action and risk their lives will emerge. But what happened at the Taj was much broader.

During the crisis, dozens of workers ”” waiters and busboys, and room cleaners who knew back exits and paths through the hotel ”” chose to stay in a building under siege until their customers were safe. They were the very model of ethical, selfless behavior.

What could possibly explain it?

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China’s defense budget will double by 2015, making it more than the rest of the Asia Pacific region’s combined, according to a report from IHS Jane’s, a global think tank specializing in security issues.

Beijing’s military spending will reach $238.2 billion in 2015, compared with $232.5 billion for rest of the region, according to the report. That would also be almost four times the expected defense budget of Japan, the next biggest in the region, in 2015, the report said.

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U.S. legislators on Wednesday sought more information from Apple Inc….regarding its privacy policies, pulling the iPhone manufacturer into a swelling controversy over how developers on its popular iOS mobile platform have been able to access users’ private address book data.

In a letter addressed to Apple Chief Executive Tim Cook, Representatives Henry Waxman of California and G.K. Butterfield of North Carolina, both Democrats on the House Energy and Commerce Committee, asked Apple to clarify its developer guidelines and the measures taken by the company to screen apps that are sold on its App Store.

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“The day after Valentine’s Day is one of our biggest days of the year,” says [Noel] Biderman, founder and CEO of Ashley Madison, a 10-year-old site that unapologetically caters to “discreet” encounters for the married or otherwise attached. “People are disappointed by their spouses’ lack of effort, and they feel especially undervalued when there is a societal expectation of romance. Certain days of the year act as litmus tests for many people in relationships.”

Websites designed to facilitate cheating appear to be thriving; some earn tens of millions of dollars a year, and competition is growing. In addition to Toronto-based Ashley Madison, there’s a growing crop of copycats that equate affairs with romance, passion and adventure.

Whether these sites promote cheating or just facilitate it is up for debate….

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In Finnish Lessons: What Can the World Learn from Educational Change in Finland?, Pasi Sahlberg explains how his nation’s schools became successful. A government official, researcher, and former mathematics and science teacher, Sahlberg attributes the improvement of Finnish schools to bold decisions made in the 1960s and 1970s. Finland’s story is important, he writes, because “it gives hope to those who are losing their faith in public education.”

Detractors say that Finland performs well academically because it is ethnically homogeneous, but Sahlberg responds that “the same holds true for Japan, Shanghai or Korea,” which are admired by corporate reformers for their emphasis on testing. To detractors who say that Finland, with its population of 5.5 million people, is too small to serve as a model, Sahlberg responds that “about 30 states of the United States have a population close to or less than Finland.”

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Taking a pass on reining in government growth, President Obama unveiled a record $3.8 trillion election-year budget plan Monday, calling for stimulus-style spending on roads and schools and tax hikes on the wealthy to help pay the costs. The ideas landed with a thud on Capitol Hill.

Though the Pentagon and a number of Cabinet agencies would get squeezed, Obama would leave the spiraling growth of health care programs for the elderly and the poor largely unchecked. The plan claims $4 trillion in deficit savings over the coming decade, but most of it would be through tax increases Republicans oppose, lower war costs already in motion and budget cuts enacted last year in a debt pact with GOP lawmakers.

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Social Security’s disability program is a political quagmire ”” and a metaphor for why federal spending and budget deficits are so difficult to control. The numbers are too big; the details, too complicated; and the choices, when faced, too wrenching. President Obama’s new budget, estimated at $3.5 trillion or more, will raise all these problems. Experience suggests that little will be done to rein in long-term spending and deficits.

Social Security’s disability program opens a window on this larger paralysis. Created in 1956, more than two decades after Congress authorized Social Security, the program was initially seen as a natural complement to coverage for retirees. Through sickness or accident, some workers had to retire early. They, too, deserved protection. For many years, the costs were modest. But in recent decades, they have exploded….

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Moody’s has reflected these constraints and exposures in its decision to downgrade the government bond ratings of Italy, Malta, Portugal, Slovakia, Slovenia and Spain as listed above. The outlook on the ratings of these countries remains negative given the continuing uncertainty over financing conditions over the next few quarters and its corresponding impact on creditworthiness.

In addition, these constraints have also prompted Moody’s to change to negative the outlooks on the Aaa ratings of Austria, France and the United Kingdom. The negative outlooks reflect the presence of a number of specific credit pressures that would exacerbate the susceptibility of these sovereigns’ balance sheets, and of their ongoing austerity programmes, to any further deterioration in European economic conditions and financial landscape.

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For most of her life, Hope Rubel was a healthy woman with good medical insurance, an unblemished credit history and a solid career in graphic design. But on the day an ambulance rushed her to a Manhattan hospital emergency room shortly after her 48th birthday, she was jobless, uninsured and having a stroke.

Ms. Rubel’s medical problem was rare, a result of a benign tumor on her adrenal gland, but the financial consequences were not unusual. She depleted her savings to pay $17,000 for surgery to remove the tumor, and then watched, “emotionally paralyzed,” she said, as $88,000 in additional hospital bills poured in. Eventually the hospital sued her for the money.

Yet that year the hospital, NewYork-Presbyterian/Weill Cornell, had already collected $50.2 million from the state’s so-called Indigent Care Pool to help care for people like Ms. Rubel who have no insurance and cannot pay their bills.

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The tech press provides constant updates on the Apple versus Google mobile war, using statistics about unit sales, activation numbers, app downloads, etc. But it’s always good to remember what the war is about.

Here’s a helpful reminder, via a Bernstein research note out today. By 2016, analyst Carlos Kirjner predicts, the majority of Web search queries will come from mobile devices.

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According to the U.S.Census Bureau’s figures, Oregon has grown in population from 3,421,399 in 2000 to 3,831,074 in 2010. This represents a population growth of approximately 12.0% in this time frame. (Of passing interest, please note that the population of the United States as a whole went from 281,421,906 in 2000 to 308,745,538 in 2010, an overall American growth for the decade of 9.7%).

According to Episcopal Church statistics, the Diocese of Oregon went from Average Sunday Attendance (or ASA) of 7,793 in 2000 to 6,547 in 2010. This represents a decline of 16.0% during this decade.

Please note that if you go to the link toward the end of this sentence and enter “Oregon” as the name of the diocese and then “View Diocese Chart” underneath on the left you can see in pictorial form some of the data from 2000-2010.

Since 2009, the window maker has shifted from a 40-hour work week to 32 at many of its plants, cut executive pay and 401(k) contributions, but has not laid off any of its 4,300 workers, Ms. Marvin says. Even so, Ms. Marvin isn’t holding out too much hope for 2012.

“We’re not talking about a housing recovery,” she says. “We’re talking about a small pickup.”

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“Every day is a struggle,” …[J.R. Childress] says in a soft drawl. “The struggle is the unknown. You’ve worked your way up the ladder and you get to a point in life and a position in work where you’re comfortable ”¦ then all of a sudden everything goes away. It’s like being thrown into a hole and you’re climbing to get up, but it’s greased. There’s no way of getting out.”

The frustrations of one 53-year-old North Carolina man are multiplied millions of times over across time zones and generations in a country still gripped by economic anxiety, despite increasing signs of recovery. And they resound in a presidential campaign pitting an incumbent defending his economic record against GOP opponents who are attacking it.

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U.S. health insurers said on Friday they feared President Barack Obama had set a new precedent by making them responsible for providing free birth control to employees of religious groups as he sought to defuse an election-year landmine….

“We are concerned about the precedent this proposed rule would set,” said Robert Zirkelbach, spokesman for America’s Health Insurance Plans, the industry’s trade group. “As we learn more about how this rule would be operationalized, we will provide comments through the regulatory process.”

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St. Philip’s Episcopal Church, an architecturally important and beloved part of downtown Germanton for generations, may be torn apart, moved and rebuilt to house a congregation in Carrboro that needs a place to worship.

Germanton Baptist Church, which sits next to the Episcopal church, is buying the land from the Episcopal Diocese of North Carolina, said the Rev. Jeff Stephens of the Baptist church.

“Our church is experiencing significant growth,” said Stephens, who came to the church in January 2011. “And for the Episcopal diocese to approach us about purchasing the property is an exciting opportunity because we are in desperate need of some room to grow.”

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After months of painstaking talks, government authorities and five of the nation’s biggest banks have agreed to a $26 billion settlement that could provide relief to nearly two million current and former American homeowners harmed by the bursting of the housing bubble, state and federal officials said in Washington on Thursday.

It is part of a broad national settlement aimed at halting the housing market’s downward slide and holding the banks accountable for foreclosure abuses.

Under the plan, federal officials said, about $5 billion would be cash payments to states and federal authorities, $17 billion would be earmarked for homeowner relief, roughly $3 billion would go for refinancing and a final $1 billion would be paid to the Federal Housing Administration.

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Chancellor Angela Merkel’s Berlin republic is a European Germany, in the rich, positive sense in which the great novelist had come to use the term. It is free, civilized, democratic, law-bound, socially and environmentally conscious.

It’s far from perfect, obviously, but as good as any other big country in Europe ”“ and the best Germany we’ve ever had.

Yet because of the crisis of the euro zone this European Germany finds itself, unwillingly, at the centre of a German Europe. No one can seriously doubt that Germany is calling the shots in the euro zone. The reason there is a fiscal compact treaty agreed by 25 European Union member states is that Berlin wanted it. Desperate, impoverished Greeks are being told “do their homework” by Germans. More extraordinary still, the German Chancellor is now telling French voters who to vote for in their own presidential election, through a series of campaign appearances with President Nicolas Sarkozy. Everyone says Europe is being led by “Merkozy” but the reality is more like “Merkelzy.”

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Bulky, bald and tall, Boisjoly was an imposing figure, especially when armed with data. He found disturbing the data he reviewed about the booster rockets that would lift Challenger into space. Six months before the Challenger explosion, he predicted “a catastrophe of the highest order” involving “loss of human life” in a memo to managers at Thiokol.

The problem, Boisjoly wrote, was the elastic seals at the joints of the multi-stage booster rockets. They tended to stiffen and unseal in cold weather and NASA’s ambitious shuttle launch schedule included winter lift-offs with risky temperatures, even in Florida.

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With millennial children now in their 20s, more helicopter parents are showing up in the workplace, sometimes even phoning human resources managers to advocate on their child’s behalf.

Megan Huffnagle, a former human resources manager at a Denver theme park, recalls being shocked several years ago when she received a call from a young job applicant’s mother.

“An employee was hired as an IT intern, and the parent called and proceeded to tell me how talented her son was, and how he deserved much more [compensation], and that he could make much more money outside of this position,” Huffnagle says.

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