For me the money paragraph is this one:
Perhaps inevitably, the report seems largely concerned with institutions rather than with individuals: how, for example, do you encourage “more structured dialogue between those who are religious and those who are not”? [6.35]. Such an encounter would not be between the Joe Bloggs in the pew and the Joanna Bloggs who wouldn’t be seen dead in one ”“ it would almost certainly be between senior members of faith communities and senior members of organisations such as the BHA and the NSS. That is not to belittle any of those organisations: merely to query the degree to which “faith leaders” necessarily represent the people whom they claim to lead. Part of the problem with the current situation, it seems to me, is that what faith and community leaders (of all faiths and none) decide on moral and ethical issues sometimes fails to trickle down to their wider communities.
Read it all (emphasis mine).